All Financing Solutions
Term Loans
Through ROK FinancialAvailable for U.S. businesses
A term loan is traditional lump-sum business financing repaid over an established period — with longer repayment periods than short-term working-capital products and potentially traditional APR structures.
Who It’s For
- Longer-term lump-sum financing needs
- Larger planned investments in the business
- Businesses wanting a fixed repayment structure
General Guidelines
- 2+ years in business
- $10,000+ monthly gross sales
- 660+ FICO for the primary term-loan program
- Financing up to $5 million depending on qualification
- Funding may be available in approximately 1–3 days depending on the program and completed underwriting
Normally Required
- Signed application
- Business bank statements
- Additional financial documentation may be required for larger amounts
Good to Know
- Fixed repayment structure
- Longer repayment periods than short-term working-capital products
- Traditional APR structures may be available
Explore Whether Term Loans Fits Your Business
Answer a few quick questions so we can help determine which financing option may fit your business profile.
General guidelines only — not an approval and not a guarantee of any amount, rate, term or funding date. Masoud Services is an independent business funding consultant and is not a bank or direct lender. Funding products, eligibility, rates, terms, amounts, and approval are determined by the applicable funding provider and the applicant's qualifications.